H. Plus, no one’s life is always perfect. There will good times, sad times, rich times and broke times. You can’t prepare for them all but you will be surprised by how many options and opportunities will present themselves throughout your lifetime – a job in a different city, a special vacation, the perfect house, a better car. Many times life altering decisions are based on money or lack of it. Give yourself the chance to do what you want to do and not have to do it because you feel you have no choice. I repeat – save some of each paycheck.
I. Resist all temptations to abuse your credit (credit cards) and commit yourself to long- term payments (other than a house). What seems wonderfully exciting today becomes a stressful chore to pay each month long after the thrill has worn off. IF you want to reduce your opportunities in life – then commit yourself to loan/credit card payments for the next five years. When you feel the urge call someone and ask them talk you out of it.
J. Try to do something nice for someone each day. A smile, a thank-you, a helping hand. You will be surprised how often it is returned to you. Plus, it will lift your spirits and make you feel better.
K. There is an old adage – You will never fully succeed unless you are also willing to fail. A wise person was once asked “How did you get to be so wise?” “By making good decisions” was the reply. “How did you make these good decisions” the questioner continued? “By experience” was the reply. “And how did you get experience”, the person persisted? “By making wrong decisions” was the reply.
My point is – there are no failures – just unexpected results. If you have found you have made an error in judgment or a ‘mistake’ – admit it, learn from it and move in another direction. Never be afraid to try – this is how you learn, how you gain experience, how you grow.